Do You Employ Any Scottish Nationals? – If So Read This

A Scottish rate of income tax (yet to be announced) will apply from 6 April 2016, allowing the Scottish Parliament to reduce the basic, higher and additional rates by up to 10% or increase them by any amount without limit. The Scottish rate will be administered by HMRC as part of the UK income tax system.

Employers will need to prepare now and ensure they understand the Scottish rate before it is implemented. Individuals with interests inside and outside Scotland may wish to determine beforehand whether or not they will be treated as Scottish taxpayers. Employers who employ Scottish taxpayers will need to ensure they have adequate arrangements in place to be able to correctly process the P.A.Y.E. for these taxpayers.

By early 2016 we are advised that HMRC will issue P.A.Y.E. ‘S’ codes for 2016-17, identifying employees and pensioners who should be treated as Scottish taxpayers. These S codes will have to be processed correctly by the employer under RTI.

Whether an individual is treated as a Scottish taxpayer in any one year in which they are UK resident will depend on whether or not they meet any one of three conditions. The first two conditions, centre on connections with Scotland or another part of the UK. The third condition relates to an MP, MEP or MSP.

Clearly this is a big change both for Employers and Scottish employees. Employers affected need to take steps to ensure their payroll software deals with this issue.

Green & Co can offer further advice and can also provide payroll services at a competitive price.

Please contact us for additional information if required.

Please note: This article is a commentary on general principles and should not be interpreted as advice for your specific situation.

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Summer is coming…

Why not get your car cleaned with all proceeds going to St David’s Hospice Care!

For a donation, Green & Co will wash the outside of your car and can even offer you a massage as you wait, courtesy of Roger Daniels of Therapi Tylino.

Come along, relax and feel great knowing that it’s all for a worthy cause!

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The Big Question – The Recruitment Process

Ed Gooderham answers this week’s Big Question in the South Wales Argus:

“With the unemployment figures coming down, Business Argus decided to ask local businesses all about the recruitment process – how easy it was for them to…”

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How did we survive without Google?

Do you remember life before Google? Rushing to the dictionary to look up a word, pulling out your paper maps for directions or learning a new language just in order to decipher a foreign word.

Gone are the days of quizzing the office on ‘How do you spell this?’ or ‘What does this word mean?’. Google has the answer!

Generally searching on Google is pretty easy you just type what you are interested in finding, into the search box. Here are some useful hidden features of Google to enhance your search:

  1. Use “quotation” marks to search for words in an exact order.
    Vital for searching specific quotes or phrases.
  1. Google will fill the blanks when an asterisk (*) is used.
    Don’t remember the name of a song you heard? (Or phrase, news headline etc.) Fill in the blanks of any search with an asterisk (*) and Google will try to complete the search for you.
  1. Looking for a similar website
    Search for similar websites to the one you are currently viewing, by inserting ‘related:’ followed by the website address you are using.
  1. Use the minus sign (-) to exclude words.
    For example, you are looking for a cake recipe that doesn’t list “wheat” as an ingredient. Search ‘Cake recipe – wheat’.
  1. Search websites for keywords
    Search within a website by typing ‘Site;’ followed by the URL of the site and your search times.
  1. Compare foods by using ‘Vs’
    Can’t decide what food to have for lunch? Type in your choices E.g. ‘Rice vs. pasta’ to view a comparison of the nutritional facts about each option.
  1. Have Google do your maths
    Simply search your equation i.e. ‘50% of 2345’
  1. Do two Google searches at one time by adding ‘Or’ between the search terms

  2. Set a timer
    Type’ set timer for’ into the Google search engine, along with the amount of time.
  1. Learn the meaning of words
    You can search for the origin behind words by adding ‘etymology’ to your search or entering ‘Define;’ will provide you with a dictionary definition, etymology and a graph of its use over time. Looking for a slang word or acronym – try ‘Define: bae’ or ‘Define: SMH’
  1. Search images using images
    Ever come across an image that looks familiar? If you save the image (or click and drag the image) and then search it on Google image you will be able to see similar images on the web.

Here are some fun additions in Google we also discovered :

  • Searching for the word ’tilt’ will actually tilt your search results at a slight angle.
  • Searching ‘Atari Breakdown’ into Google images will initiate a classic brick breaker game which you can play using the directional keys on your keyboard.
  • Typing ‘do a barrel roll’ into the search engine will command Google to spin your search results on and off the screen.
  • Type ‘Zerg rush’ into the search engine and watch the O’s from the Google logo attack your search results. Clicking onto the O’s really fast will allow you to stop them and make them disappear – can you beat the O’s before they take over your page?
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Bullying In The Workplace

www.greenandco.comA recent workplace survey, commissioned by Family Lives, revealed how bullying is not just a school yard issue.

The survey respondents, 70% female and 30% male, reported that two-thirds had witnessed bullying at work. Specifically 43% had felt bullied by their manager, 38% by a colleague, and nearly 20% by senior management. In one out of three cases, the offences lasted for a year or more.

Adult bullying can take on many different forms, and affect workers of many different levels. In most situations, the survey revealed 73% of bullying was verbal, even including threats.

The effects can be fairly obvious; a decline in self-esteem, work ethic, enjoyment at work. It can also spread beyond the workplace with three-quarters admitting that it affected their family and social lives and half admitting needing to seek medical advice. It produces a toxic working environment which, unchecked, can result in low productivity and can affect a company’s profits.

It is important that managers know how to eradicate the issue and the first step is to promote a strong anti-bullying message, making it prominent in all the employees’ literature and communication. Ensure that all allegations are taken seriously and all employees know the proper procedures in order to make a formal grievance.
Suggestions also include holding bullying awareness days and provide staff with examples of behaviour that will help awareness of how their actions could be affecting those they work with.

Many practical steps can be taken to ensure that bullying attitudes can be nipped in the bud and promote a healthy environment in the workplace for all.

Please note: This article is a commentary on general principles and should not be interpreted as advice for your specific situation.

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Accountants Turn Car Cleaners…

www.greenandco.comHow far does your accountant go for you? Do they compile your accounts? File your tax return? How about wash your car? On Thursday 23 April 2015 Green & Co will be spending the day cleaning cars in the hope to raise funds for St David’s Hospice Care.

For a donation, we will wash the outside of your car and can even offer a massage as you wait, courtesy of Roger Daniels of Therapi Tylino.

Come along, relax and feel great knowing that it’s all for a great cause!

Specials thanks to the following local businesses who helped make this happen by sponsoring our event:


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How Pension Planning Can Help Retain Child Benefit And Save Inheritance Tax

If you or your spouse/partner has an income between £50,000 and £60,000, your child benefit is clawed back at the rate of 1% for every £100, and for those earning above this, the claw back equals the whole amount of the benefit received.

By making additional pension contributions, you could retain child benefits. For example, if your income was £60,000 and you paid a net pension contribution of £8,000 (this is grossed up to £10,000 to take into account the tax relief due), your overall income would be reduced to £50,000 for child benefit purposes resulting in no claw back.

This month, new pension rules came into effect meaning that family members may contribute to each others pension pots. Provided you have enough earnings, family pension contributions are a useful way of helping to keep your income below the £50,000 limit and have the added benefit of saving the family member inheritance tax, either by making a gift of the contribution out of normal income, or by being within the annual exempt amount of £3,000 (£6,000 if the previous year’s annual exempt amount was not used).

There is potential to make substantial tax savings! For example, if you have income of around £60,000 and four children, and you decide to make a pension contribution of £8,000 it could save you about £6,500 in income tax and child benefits.

For further information contact Green & Co.

Please note: This article is a commentary on general principles and should not be interpreted as advice for your specific situation.

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